Audit engagement
Licensing Readiness Audit
A structured review of control design, policy evidence, and operational practices before a fintech firm approaches Taiwanese licensing or overseas passporting conversations.
Request this audit
Fintech licence files stall when evidence trails stop at policy binders. Our Licensing Readiness Audit treats the application as a lived operating model: how new customers are accepted, how floats are reconciled, how exceptions escalate, and whether staff can demonstrate those steps without rehearsed scripts.
Work begins with a written perimeter — which products, markets, and partners sit inside the review. We then sample real case files and month-end packs rather than relying on slide decks. Findings name the control, the evidence gap, and the practical fix, not abstract maturity scores.
Preparation on your side usually means appointing a single coordinator in compliance or finance, clearing calendar space for walkthroughs, and gathering the last twelve months of exception and reconciliation materials. We do not need production system access beyond read-only extracts you already use for internal reporting.
Who it is for
Payment institutions, digital lenders, remittance operators, and wallet providers preparing for a formal licence application or an investor diligence pack that will be read by regulators and counsel.
What you receive
- Mapped inventory of customer onboarding, transaction monitoring, and fund-safeguarding controls
- Gap memorandum tied to the licence class you are pursuing
- Management workshop to agree remediation owners and sequencing
- Board-ready summary of residual risk after planned fixes
Outside scope
- Legal opinions or formal certification to a regulator
- Outsourced remediation project management beyond the audit period
- Continuous monitoring retainers (available separately)
How the work runs
- Scoping interview We confirm licence type, product perimeter, and evidence already held by compliance and finance.
- Document and walkthrough phase Policies, exception logs, reconciliation packs, and staff interviews across operations and risk.
- Findings validation Draft gaps shared with your leads so factual disputes are settled before the final memorandum.
- Delivery and handoff Final report, board summary, and a ninety-day remediation outline you can assign internally.